The latest Dubai Financial Services Authority (DFSA) thematic review on fintech compliance is not just technical. It points to something we see in practice.
Fintech firms are growing fast. Compliance frameworks are not keeping up. Governance, documentation and oversight remain reactive, not embedded.
I see this gap quite often.
Not in whether policies exist. But in whether they hold up when tested. This is where audit becomes practical.
Not just validating financials, but testing whether controls actually work and whether the information behind decisions is reliable.
Because now, having a framework is not enough. It has to stand up to scrutiny.
